Calculate your Debt Service Coverage Ratio and determine if your investment property qualifies for financing
Get your DSCR ratio calculated in real-time as you input your property details
See if your property meets typical DSCR loan requirements (1.0+ ratio)
Analyze your property's cash flow potential for investment decisions
Enter your property's financial details below to calculate the Debt Service Coverage Ratio
Learn how Debt Service Coverage Ratio works and why it's crucial for investment property financing
Debt Service Coverage Ratio (DSCR) is a financial metric that measures a property's ability to cover its debt payments. It's calculated by dividing the property's net operating income by its total debt service (loan payments).
DSCR = Monthly Rental Income ÷ Monthly Loan Payment
DSCR loans focus on property income, not personal income documentation
Streamlined process with quicker turnaround times for investors
Perfect for investors looking to expand their rental property portfolio
Use our calculator above to see if your investment property qualifies for DSCR financing, then apply for pre-approval.