Specialty Loan Programs

Not every borrower fits into a traditional lending box. At Convoy Capital Funding & Solutions, we specialize in providing creative and flexible financing options for clients who need more than conventional loan programs. Our Specialty Loans are designed for unique situations, non-traditional income sources, and specialized property types.

Our Specialty Loan Options

No Income Verification Loans

Qualify without traditional income documentation. Perfect for self-employed borrowers, entrepreneurs, and investors.

No Credit Score Required Loans

Designed for borrowers with little or no established credit history.

DSCR (Debt Service Coverage Ratio) Loans

Investment property financing based on rental income potential rather than personal income.

Bank Statement & 1099 Loans

Qualify using business or personal bank statements, or 1099 income for independent contractors.

Asset Depletion Programs

Use savings, retirement funds, or other assets to qualify instead of income.

Fix & Flip Loans

Short-term financing to purchase, renovate, and resell properties quickly.

Bridge Loans

Flexible solutions to buy before you sell or to cover short-term funding gaps.

Multifamily Bridge Loans

Tailored funding for apartment buildings and larger residential properties.

Hard Money Loans

Fast, asset-based funding for time-sensitive opportunities.

Church Financing

Customized programs to help religious organizations purchase, refinance, or renovate property.

Accounts Receivable Financing

Unlock working capital by leveraging outstanding invoices.

Revenue Based Lending

Repayment tied to your business revenue stream, ideal for growing companies.

Debt Restructuring Solutions

Improve loan terms, reduce costs, and optimize cash flow.

SBA Loan Programs

Government-backed financing designed to help small businesses expand and stabilize.

Who We Help

Real Estate Investors

Looking for flexible, fast capital

Self-Employed Borrowers

Without W-2 income

Business Owners

Needing working capital or cash-flow solutions

Unique Situations

With unique financing requirements

Why Choose Convoy Capital Funding & Solutions?

Creative Financing

Programs traditional lenders won't offer

Speed and Flexibility

Funding tailored to your timeline and needs

Broad Solutions

From real estate investors to business owners

Trusted Guidance

Expert support every step of the way

Specialized Funding for Unique Situations

At Convoy Capital Funding & Solutions, we believe there's a solution for every borrower. Whether you're purchasing, refinancing, investing, or restructuring, our specialty loan programs provide the tools to help you succeed.